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They have been very helpful. Answered all my questions fior me to make a good decision . They monthly payment and fees were very reasonable.
Google Review
July, 2026


Apfsc has been a blessing to me for my capital one credit card! I am greatful that they have got me back on track
Google Review
July, 2026


We have used APFS for the last five years exclusively and enjoyed a great relationship with them. We highly recommend their service. You won't be disappointed.
Google Review
July, 2026
Please note that all calls with the company may be recorded or monitored for quality assurance and training purposes. All claims are based on enrolled debts. Not all debts are eligible for enrollment. Not all clients complete the program for various reasons, including their ability to afford the monthly payment in the future. Estimates based on prior results, which will vary based on specific circumstances. We do not guarantee that your debts will be lowered by a specific amount or percentage or that you will be debt-free within a specific period of time until the Creditors consent to the program. We do not assume consumer debt or provide tax, bankruptcy, accounting or legal advice or credit repair services.
The Debt Management Plan is available in all provinces and territories of Canada except Quebec. Please consult with a licensed bankruptcy trustee for more information on bankruptcy. Depending on your province, we may be able to recommend a local tax professional and/or bankruptcy trustee. We take your privacy seriously. By clicking the button, you agree to share your information with us via telephone, mobile device (including SMS and MMS), Facebook Messages, and/or email. You will be removed from our contact list by unsubscribing from our emails or by requesting to be removed verbally.


